Gold Calculators Sri Lanka

The indicative gold rate and every gold tool — value your gold, estimate a pawning advance, check a jewellery quote, or plan a loan against gold.

Buying & valuing gold

What is the metal worth, and is a shop quote reasonable?

Gold Worth & Pawning CalculatorGrams or pawns, any karat — metal value plus a pawning advance estimate.Jewellery Price CheckBreak a shop quote into metal, making, wastage and margin — build a bargaining target.

Borrowing against gold

Pawning advances, monthly budgets and loan-vs-FD planning.

Pawning advance & interestWhat a bank may advance and what it costs per month (on the calculator page).Loan AffordabilityFrom a monthly payment budget to a loan size and the collateral it needs.Loan vs FD cashflowCan an FD payout cover a gold loan? Monthly gap and principal at maturity.

Rates & history

The dated rate board and how the estimate is derived.

Gold Price TodayThe dated rate board — every karat per gram and per pawn, with history.

How the rate is derived

CalcLK publishes an indicative estimate: the XAU/USD spot price converted at the latest USD/LKR rate — the same method the Central Bank documents. It is not the CBSL-published daily figure or a jeweller quote. Karat values use the National Gem & Jewellery Authority stated fineness (24K = 999, 22K = 916); one pawn is 8 grams.

Guides & community

Budgeting guide All guides Discuss gold & pawning