Educational Guides
Learn about personal finance in Sri Lanka with our comprehensive guides. From taxes to investments, we cover everything you need to know.
Sri Lanka finance guides written from the same rules our calculators run — IRD tax law, PUCSL tariffs, Customs gazettes and bank rate sheets. Every guide names its sources, dates its claims, and links the matching free calculator.
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Vehicle Import Tax Rates Sri Lanka 2026
Full 2026 vehicle import tax breakdown for Sri Lanka — customs duty, CID, excise, SSCL and VAT rates by vehicle type, with a worked landed-cost example.
Updated 13 Sept 2026
Capital Gains Tax Sri Lanka 2026
Complete guide to Capital Gains Tax on property and shares in Sri Lanka. Rates, exemptions and step-by-step calculation examples.
Updated 28 Sept 2026
Fixed Deposit Rates Sri Lanka 2026
FD rates compared bank-by-bank plus the 10% AIT rules since April 2025 — Rs. 1M examples, senior-citizen rates, and after-tax return math.
Updated 28 Sept 2026
APIT Tax Deduction Explained Sri Lanka 2026
Learn how employers deduct APIT in Sri Lanka. Understand PAYE rules, tax codes, Form T10 filing and monthly salary withholding obligations.
Updated 28 Sept 2026
Budgeting Guide Sri Lanka 2026
Master the 50/30/20 rule with Sri Lankan rupee examples. Build a practical household budget for 2026 and track expenses to reach your savings goals.
Updated 1 Jul 2026
Capital Gains Tax Sri Lanka 2026
Complete guide to Capital Gains Tax on property and shares in Sri Lanka. Rates, exemptions and step-by-step calculation examples.
Updated 28 Sept 2026
Credit Score Guide Sri Lanka 2026
CRIB report decoded — 7 status codes banks reject on, what each facility row means, and the exact fixes before your next loan application.
Updated 1 Jul 2026
Debt Payoff Strategies Sri Lanka 2026
Compare snowball and avalanche debt payoff methods with Sri Lankan examples. Choose the fastest way to become debt-free and rebuild finances.
Updated 1 Jul 2026
Electric vs Petrol Vehicle Tax Sri Lanka 2026
Compare EV and petrol import taxes in Sri Lanka for 2026. See duty savings, excise rates, VAT and total landed cost breakdowns.
Updated 13 Sept 2026
CEB Electricity Tariff May 2026: Bill Examples
Plain-English breakdown of the PUCSL-approved May 2026 electricity tariff — domestic blocks, fixed charges, time-of-use rates, the new EV charging category, and worked bill examples.
Updated 28 Sept 2026
Emergency Fund Guide Sri Lanka 2026
Build an emergency fund for Sri Lankan households. Learn target amounts, where to save and how to start protecting your family finances.
Updated 1 Jul 2026
EPF & ETF Tax Benefits Sri Lanka 2026
Understand the real tax treatment of EPF and ETF in Sri Lanka — what is exempt, what is not, and the common "tax-deductible" misconception.
Updated 28 Sept 2026
Vehicle Excise Duty Rates Sri Lanka 2026
2026 vehicle excise duty rates for Sri Lanka by engine capacity and fuel type — petrol, diesel, hybrid and electric — with worked calculation examples.
Updated 13 Sept 2026
Expat & Remote Worker Tax Sri Lanka 2026
Tax guide for expats and remote workers in Sri Lanka. Covers residency rules, foreign income treatment and APIT filing obligations.
Updated 1 Jul 2026
Fixed Deposit Rates Sri Lanka 2026
FD rates compared bank-by-bank plus the 10% AIT rules since April 2025 — Rs. 1M examples, senior-citizen rates, and after-tax return math.
Updated 28 Sept 2026
File Income Tax Return Sri Lanka 2026
File by 30 Nov on RAMIS — late filing costs Rs. 50,000 + Rs. 10,000/month. Step-by-step return, APIT exemption rules, and penalty math inside.
Updated 28 Sept 2026
Switch to CEB TOU Metering: 2026 Savings
Who qualifies for Time-of-Use electricity tariff, how to apply at CEB or LECO, the real peak/off-peak windows, and the honest break-even math at May 2026 PUCSL rates.
Updated 28 Sept 2026
Hybrid Car Import Tax Sri Lanka 2026
2026 hybrid car import tax guide for Sri Lanka — duty rates and total landed-cost examples for Toyota Aqua, Prius, Honda and other hybrids.
Updated 13 Sept 2026
Inverter vs Non-Inverter Savings Sri Lanka 2026
How much an inverter AC, fridge or washing machine actually saves on your CEB/LECO bill — per month, per year, and over 5 years — at May 2026 PUCSL rates.
Updated 28 Sept 2026
Loan EMI Explained Sri Lanka 2026
Understand EMI for personal, vehicle and housing loans in Sri Lanka. Reducing vs flat balance methods explained with examples.
Updated 28 Sept 2026
Retirement Planning Guide Sri Lanka 2026
Plan retirement in Sri Lanka with EPF and investment projections. Learn how much you need and where to invest for a secure future.
Updated 1 Jul 2026
Rooftop Solar Sri Lanka 2026: Net Plus & Rates
How rooftop solar works in Sri Lanka after the September 2026 rule change — Net Plus only for new connections, current PUCSL feed-in tariffs, and how to estimate your payback.
Updated 28 Sept 2026
Sri Lanka Calculator Comparison 2026: 24 Tools
An honest comparison of all 24 CalcLK financial calculators for Sri Lanka — vehicle import, income tax, EPF/ETF, savings, debt, utilities and comparison tools. What each does, who it is for, and when to use it.
Updated 10 Sept 2026
Sri Lanka Income Tax Guide 2025/26
2025/26 Sri Lanka income tax, computed — Rs. 1.8M personal relief, 6–36% brackets, Schedule-5 reliefs, and Rs. 250K/month → Rs. 96K/year worked examples.
Updated 1 Jul 2026
Sri Lanka Tax Deductions 2026
Every legal relief and Schedule-5 qualifying payment for Y/A 2025/26 — Rs. 1.8M personal relief, 25% rent relief, solar relief, and charity caps explained with worked examples.
Updated 28 Sept 2026
Unit Trust Investment Guide Sri Lanka 2026
Invest in Sri Lankan unit trusts. Compare fund types, fees, NAV updates and expected returns before choosing the right fund for 2026.
Updated 1 Jul 2026
Vehicle Depreciation Sri Lanka 2026
Estimate vehicle resale value in Sri Lanka with depreciation charts. Toyota, Honda, Nissan and other brand depreciation rates.
Updated 1 Jul 2026
Vehicle Import Tax Rates Sri Lanka 2026
Full 2026 vehicle import tax breakdown for Sri Lanka — customs duty, CID, excise, SSCL and VAT rates by vehicle type, with a worked landed-cost example.
Updated 13 Sept 2026
Disclaimer: All educational content is for informational purposes only. This is not financial, tax, or legal advice. Always consult with licensed professionals before making financial decisions.