Sampath Bank FD Rates & Calculator
Latest published Sampath fixed deposit rates — every tenure, updated from the official tariff.
Highest published Sampath rate — 5 Years
Source: Sampath Bank official rates page — always confirm the offered rate at the branch before depositing.
Calculate a Sampath FD
Rates auto-fill from the Sampath tariff above. For a custom rate or compounding options use the full FD calculator.
Enter a deposit amount
Pick a tenure and amount — the Sampath rate is applied automatically.
Sampath Bank fixed deposit rates — effective 2026-09-22
Ranked against 13 tracked banks for the same tenure.
| Tenure | Rate | Senior | Market rank |
|---|---|---|---|
| 1 Month | 8.00% | — | #6 of 11 (top: 8.50% Cargills Bank) |
| 2 Months | 8.25% | — | #1 of 2 — best in market |
| 3 Months | 9.00% | — | #7 of 13 (top: 11.25% Cargills Bank) |
| 4 Months | 10.25% | — | #1 of 3 — best in market |
| 6 Months | 9.75% | 9.75% | #4 of 12 (top: 9.75% Cargills Bank) |
| 7 Months | 10.75% | — | #2 of 5 (top: 11.00% Seylan Bank) |
| 1 Year | 10.00% | 10.00% | #5 of 11 (top: 11.00% Pan Asia Bank) |
| 13 Months | 10.50% | — | #3 of 3 (top: 11.00% Pan Asia Bank) |
| 2 Years | 11.25% | 11.25% | #2 of 11 (top: 11.50% Union Bank) |
| 3 Years | 11.00% | 11.00% | #5 of 11 (top: 11.75% Union Bank) |
| 4 Years | 12.00% | 12.00% | #1 of 6 — best in market |
| 5 Years | 12.50% | 12.50% | #4 of 11 (top: 15.00% Cargills Bank) |
About Sampath Bank fixed deposits
Sampath Bank is one of the largest private commercial banks in Sri Lanka. Its FD tariff is verified against the bank’s published schedule on the effective date shown — always confirm the current rate with the bank before depositing.
Rates shown are indicative annual rates for regular deposits and exclude any promotional or branch-negotiated offers. Interest is subject to 10% withholding tax; confirm minimum deposits, premature-withdrawal penalties and senior-citizen eligibility directly with Sampath.
FD rates by bank
Sampath fixed deposits — FAQ
What is the highest Sampath fixed deposit rate right now?
The highest published Sampath Bank FD rate we track is 12.50% p.a. on the 5 Years tenure (effective 2026-09-22). Rates move when the bank revises its tariff — this page updates automatically when that happens.
How do Sampath FD rates compare with other banks?
For a 1 Year deposit, Sampath Bank pays 10.00% p.a. — ranked #5 of 11 banks we track. The best comparable offer is 11.00% p.a. (Pan Asia Bank). Tenure mix varies by bank, so compare like-for-like periods.
Does Sampath Bank offer senior-citizen FD rates?
Yes — the current tariff lists a senior premium on these 6 Months, 1 Year, 2 Years, 3 Years, 4 Years, 5 Years tenures (e.g. 9.75% on 6 Months). Eligibility rules are the bank's — confirm before depositing.
Is Sampath Bank FD interest taxed?
Yes — FD interest is subject to 10% Withholding Tax (WHT) deducted at source by the bank from 1 April 2025 (IRD Circular SEC/2025/E/02), which is a final tax for most individuals. The calculator above already applies this 10% deduction.
How often are these rates updated?
Manually. This bank does not publish its tariff in a form we can fetch automatically, so we verify and update this table by hand — the "effective" date shows exactly which revision is live. We refresh it whenever the bank announces a change.
Where do these Sampath rates come from?
Sampath Bank does not publish its FD tariff in a machine-readable feed, so we verify and maintain this table manually against the bank’s published schedule. The effective date tells you exactly which tariff revision is shown — check sampath.lk or a branch for today’s revision.
Disclaimer: The rates and calculations shown are indicative and for informational purposes only. They do not constitute financial advice or a recommendation to invest. Actual rates may vary and are subject to change without notice.
Please verify current rates with the respective financial institution before making any financial decisions. Past performance does not guarantee future results.
Last Updated: October 20, 2026 at 01:11 PM
Data Sources: Sampath Bank
Sources & methodology
Part of the Savings & Retirement collection
How we calculate
CBSL rates & indicators
Get monetary policy change alerts
- Sri Lanka Banks Official Rates — 2026-07-01
- Central Bank of Sri Lanka Policy Rates — 2026
Methodology verified September 2026 against CBSL rates & indicators · Attribution: CalcLK